Investment Advice

We HELP you to decide which investments are most suitable to your situation and objectives. We can HELP you control the risks associated with investing by using genuinely diversified investments spread across various investment markets and different investments.

We regularly review this advice to ensure it is in line with your changing personal circumstances, legislation/regulations, investment markets and investment choices.

At Novatax Financial Planners, we want to help guide you through your financial future. Contact us today to book your initial consultation or scroll down to find out more on how we can help you.

Tax Planning

We HELP you with strategies to legally minimise the amount of tax you pay on your investment returns.

At Novatax Financial Planners, we want to help guide you through your financial future. Contact us today to book your initial consultation or scroll down to find out more on how we can help you.

Estate Planning

We HELP you structure your affairs so that your wishes are carried out in the most efficient manner in the event of your death. We will assist your loved ones to ensure all necessary steps are carried out in a timely manner.

At Novatax Financial Planners, we want to help guide you through your financial future. Contact us today to book your initial consultation or scroll down to find out more on how we can help you.

Retirement Planning

We can HELP you to prepare for and enjoy your retirement years by setting goals and then creating a plan to fulfil those goals. In particular making sure the money you need for every day expenditure and one off larger expenses in retirement is readily available.

At Novatax Financial Planners, we want to help guide you through your financial future. Contact us today to book your initial consultation or scroll down to find out more on how we can help you.

Life Insurance

We HELP you identify if you need any life insurance, what type, and how much would be appropriate. We HELP you arrange to have those insurances put in place to protect you and/or your family in the event of your temporary or permanent disablement or death. We periodically review your cover amounts to determine if they need to be changed, e.g. as your wealth increases the amount of cover you need may decrease.

At Novatax Financial Planners, we want to help guide you through your financial future. Contact us today to book your initial consultation or scroll down to find out more on how we can help you.

Superannuation

We HELP you to understand the complex rules that apply to superannuation and advise on strategies that may best suit your situation.

At Novatax Financial Planners, we want to help guide you through your financial future. Contact us today to book your initial consultation or scroll down to find out more on how we can help you.

Our Objectives

Our aim is to help clients achieve their financial and lifestyle goals via a long standing relationship of advice and trust. We want to ensure our clients have a good experience in their relationships with us.

To achieve this aim we provide regular advice and assistance to clients in order to:

1. Try and obtain above average returns for their investments.
2. Control investment risks and to set the risk level appropriately for each individual clients circumstances, understanding of and tolerance to these risks. Diversification of investments is very important in this context.
3. Minimise tax (legally) wherever possible.
4. Where applicable maximise Centrelink or Veteran’s Affairs entitlements.
5. Ensure regular and one-off cash flow needs are catered for.
6. Ensure clients consider their needs for life insurance where appropriate, including working out the amount and type of cover needed, assisting with arranging for cover to be established (quotes, paperwork etc), reviewing these levels of cover at regular intervals and adjusting them as required.
7. Ensure clients have well thought out and properly documented Estate Plans to ensure their wishes are complied with in the event of them losing their capacity to make well reasoned decisions or dying. A good Estate Plan (and it’s associated documents such as Wills, Power of Attorneys, Guardianships, Trust Deeds where applicable) will help to protect your assets, make sure things function as normally as possible if you are incapacitated and in the event of your death, minimise death taxes and ensure your family is looked after in accordance with you wishes.
8. Assist with the preparation of all paperwork required to implement financial plans and to maintain them over time.
9. Be available to explain and answer any questions clients may have regarding their investments and financial situation. Educate our clients with respect to financial and related matters.
10. Give clients peace of mind that their financial affairs are in order and are being looked after in an ongoing manner to ensure that appropriate fine tuning of the plans is carried out as and when required due to changes in their situation, changes in legislation/rules that govern their finances and changes in the economic outlook and financial markets. So clients don’t worry and can “sleep at night”.

Fund Manager Links

General Calculators

Please enjoy the links to these free tools supplied by MoneySmart - a great resource for general financial information. Please get in touch if you would like to discuss any questions that you may have as a result of using these calculators.

Managing my money

• Budget planner
• Money health check
• Savings goals calculator
• Compound interest calculator
• Income tax calculator
• Your net worth calculator

Borrowing and credit

• Mortgage calculator
• Mortgage switching calculator
• Mortgage health check
• Personal loan calculator
  (also suitable for car loans)
• Credit card calculator

Superannuation

• Retirement planner
  (how to boost your super)
• Superannuation calculator
  (how fees affect your payout)
• Super contributions optimiser
• Super vs mortgage calculator
• Super co-contribution calculator
• Employer contributions calculator

Retirement

• Retirement planner
• Super and pension age calculator
• Reverse mortgage calculator
• Account-based pension calculator

Investing

• Managed funds calculator
• Margin loan calculator

Useful Links

• ASIC's Money Smart
• Macquarie Wrap Client View Log on
• Australian Bureau of Statistics
• Australian Stock Exchange (ASX)
• Australian Taxation Office (ATO)
• Bureau of Meteorology
• Centrelink
• Reserve Bank of Australia
• Reserve Bank of Australia - Exhange Rates
• Morgan Stanley Capital Indices (MSIC) for Sharemarkets

Financial Videos

Our Views and Updates